Loan Calculator
Calculate your bridging loan, commercial term loan, or buy-to-let mortgage costs instantly
How Our Calculator Works
Our loan calculator provides instant estimates for your property finance needs. Simply select your loan type, adjust the amount and term, and input your expected interest rate to see a breakdown of costs.
The calculator automatically suggests typical rates for each loan type, but you can adjust these based on your specific circumstances or quotes you've received.
Loan Details
Your Loan Breakdown
Monthly Payment
£975
Total Repayable
£266,700
Ready to get started with your property finance?
Get Your Quote TodayImportant: Subject rates are a guide and additional fees may be applied. This calculator provides estimates only. Actual rates and terms will be confirmed upon application.
Typical Interest Rates
Bridging Loans
Typically 0.95% per month + 2% arrangement fee
Commercial Term Loans
Usually 0.67-0.75% per month + 1.5-2% arrangement fee
Buy-to-Let (BTL)
Generally 0.42-0.5% per month + 1.5-2% arrangement fee
Why Use Our Calculator?
Instant Results
Get immediate cost breakdowns
Compare Options
Try different scenarios easily
Save Time
Plan before you apply
No Commitment
Calculate freely, apply when ready
Important Note
This calculator provides estimates based on the information you provide. Actual rates and terms may vary based on your circumstances, property type, and lender criteria. We recommend speaking with our experts for a personalized quote.
Real Examples from Our Clients
See how our calculator estimates compare to actual deals we've completed
Imperial House
Refurbishment Exit Loan: Imperial House
Client transformed a former pub into nine new apartments with a commercial unit. We secured a 5-year term loan at 70% LTV, enabling them to repay previous lenders and extract cash for future projects.
Read Full Case Study
Wilmslow
Wilmslow Residential Property
Client needed 2nd charge finance for a new venture. We secured funding within a week at 1.1% per month without additional security or valuation, beating their previous 1.5% offer.
Read Full Case Study